Member Spotlight


Cincinnatus was founded in 1885 and has remained a mutually owned and operated savings and loan. Unlike many other institutions, They strive to remain independent and not become part of a larger bank holding company. Being a mutually owned company means their depositors are their owners. At Cincinnatus, their seasoned officers and employees take pride in giving very personal service, like taking the time to sit down with their customers to get to know them and their individual financial needs. Because their customers are their owners, they can truly say, “Our Bank is Your Bank”.

Their mission is simple. Cincinnatus focuses on their local community by offering lending, checking and savings products that are competitive, easy to understand and designed to meet your needs, not theirs. Complimenting that is their very personal service that you have come to expect from your local community banker. In this world of business consolidation and large companies, the great customer service at Cincinnatus is very unique and an almost-lost quality that is difficult to find in most financial service providers today.

At Cincinnatus, you will find value that is difficult to find elsewhere. From their very competitive rates and fees, to their highly seasoned long-term employees, and bank officers, to their absolute total dedication to very personalized customer service, you will notice a major difference at Cincinnatus. That’s how they have done business for 135 years and how they will continue to do business every day with every customer.

Yes, Cincinnatus is extremely proud to show their support to their local communities. Whether it’s one of their banking officers or employees volunteering on a local board, sponsoring a neighborhood event or helping with a community project, they feel their involvement is critical to the communities they serve. Since all of their loan decisions are also made locally by their banking officers, you will find that’s another quality that is rare in today’s big bank world.

Cincinnatus is fully insured by the Federal Deposit Insurance Corporation so your deposits have the full backing of the Federal government. So, you can rest assured that your money is safe and will be here when you need it.

 They invite you to visit their website at
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